An outdoor heat pump unit mounted on a concrete pad beside a house with beige siding and a landscaped garden bed.

Heat pump vs Furnace in Hillsborough County, New Hampshire

When a heat pump makes sense

If your home already has gas heat or gas isn't an option for you, a cold-climate heat pump is built to keep working through nights at 16°F and below. It also gives you cooling in the summer, which a furnace can't. Just make sure it's a cold-climate model, since standard heat pumps lose heating power in weather this cold.

When a furnace makes sense

If you have a gas line or can get one, a furnace is the cheaper way to heat here, running at least 25% less than a heat pump at New Hampshire's prices. With 8 months of heating a year and nights averaging 16°F all winter, that gap in running cost adds up. You'll need a separate air conditioner for summer, since a furnace only heats.

When a heat pump makes sense

If your home already has gas heat or gas isn't an option for you, a cold-climate heat pump is built to keep working through nights at 16°F and below. It also gives you cooling in the summer, which a furnace can't. Just make sure it's a cold-climate model, since standard heat pumps lose heating power in weather this cold.

When a furnace makes sense

If you have a gas line or can get one, a furnace is the cheaper way to heat here, running at least 25% less than a heat pump at New Hampshire's prices. With 8 months of heating a year and nights averaging 16°F all winter, that gap in running cost adds up. You'll need a separate air conditioner for summer, since a furnace only heats.

An outdoor HVAC condenser unit on a concrete pad in front of a single-story house with gray siding and a shingle roof.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement interior showing a gray furnace unit beneath a bare incandescent bulb, surrounded by exposed joists, concrete walls, cardboard boxes, and utility pipes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Hillsborough County.

Winter nights here average 16°F, and gas heats your home for at least 25% less than a heat pump at New Hampshire prices.

At least 25% lessto heat with natural gas than with a heat pump, at New Hampshire prices
16°Faverage winter low
38%of homes here heat with gas

If your home has no gas line to tap into, a cold-climate heat pump still heats and cools from one system without one.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 25% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 16°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already has gas heat or gas isn't an option for you, a cold-climate heat pump is built to keep working through nights at 16°F and below. It also gives you cooling in the summer, which a furnace can't. Just make sure it's a cold-climate model, since standard heat pumps lose heating power in weather this cold.

When a furnace makes sense

If you have a gas line or can get one, a furnace is the cheaper way to heat here, running at least 25% less than a heat pump at New Hampshire's prices. With 8 months of heating a year and nights averaging 16°F all winter, that gap in running cost adds up. You'll need a separate air conditioner for summer, since a furnace only heats.

A Hillsborough County contractor will price both against your own house, your ductwork and your panel.

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